From start to finish, the entire process is simple, fast and hassle-free with funds
deposited into your bank account in as little as 3-days from today!
 

Working Capital Needed
No matter the shape or size of your business, you can always use additional working capital whether it's to meet payroll, pay off business debt, purchase new equipment, buy inventory, open a new location, launch a new marketing campaign, or for any other business purpose you see fit.
Call InstaPAY toll free at (866) 905-5300 or Apply Now to find out how much cash your business qualifies for today.
   
.Application Process
Complete and fax/email the 1-page application along with 4-months of credit card processing statements and a copy of a voided business check to where you want your funds deposited.
We determine the amount your business qualifies for based primarily on transaction history.  However, the amount advanced, the daily collection percentage and the payback terms also depend on your industry type and business history.
Within 24-hours of receiving the above noted information, we contact you to discuss the various funding options pre-approved for your specific business.
 
Funding Process
We switch your Merchant Account to automate the payback process and to save you additional money on your monthly credit card, debit card and gift card payment processing rates, fees and services.
We purchase an agreed upon portion of your future credit card, debit card and gift card sales transactions at a discount.  For example, we will advance your business $50,000 today in exchange for $60,000 of your future credit card sales.
Upon execution of the purchase agreement and satisfactory business verification, we immediately deposit an agreed upon lump sum of cash into your business bank account.
You then spend the funds for any business purpose you see fit.
   
Repayment Process
Your Business Cash Advance is repaid out of future Merchant Account processing sales.  We automatically deduct a small agreed upon percentage of your daily credit card, debit card and gift card sales transactions until the balance of the agreement terms are paid off in typically 5-12 months.
Payback terms adapt to variations in your monthly sales revenue which means if you have slow months, then repayment to us will also be slow as payback is a fixed percentage of your sales opposed to a fixed monthly amount. We basically get paid back when you get paid via credit cards from your customers.
Since the repayment process is completely automated, there are no coupon booklets, no checks to write, no late fees to incur and no hassles.
   
Renewal Process
Once you’re an InstaPAY customer, getting more money or renewing your cash advance is even quicker and simpler than the first time.
There's no limit to the number of times you can renew your cash advance.
 
You can even start the renewal process before you finish paying back your first cash advance. If you are in good standing and you've paid back at least 50% of your current cash advance, you can renew at any time.
     
Please Contact Us for more information or Apply Now for a Business Cash Advance.
   
   


Don’t Wait Until The Situation Is Urgent

The application process is simple and quick with few requirements and minimal paperwork.

The funding process is fast, friendly and
hassle-free with funds deposited into your bank account in as little as 3-days from today.

Please call us toll-free at 866.905.5300 to find the solution that works best for your company.